Personal loans, the trust of Italian families is growing. Car loans, restructuring loans, travel loans, wedding loans or other planned or unexpected expenses: the 2017 data all point to a trend of increased funding requests.
The web is increasingly an important door for access to loans for young and old.
For the first ten months of 2017, the Loan Observatory records an increase in loan demand of 9.3% compared to the same period of 2016. For Italian Banking Association in October 2017 alone, there was an increase in 0.9% of loans granted to individuals and families, including bad payers and protestors. From January to October 2017 personal loans granted by banks and financial companies totaled € 1,764.7 billion.
Loans: who asks them and for what
The Loan Observatory also reveals that among those who need money and ask for a loan, young people increase (+ 31% under 35). Also the amount of private financing goes up: the average in 2017 is about 12,500 euros, over 1,000 euros more than in 2016. Home loans (loans for furniture and renovations in pole position) and loans for the car make the part of the lion.
They like funding on the web
Searching for online finance is an increasingly common habit, thanks to the advantageous opportunities available on the net and the possibility of having personalized loans in a few hours. For the global company Observatory and the National Consumers Union, loan applications on the web rose by 8.4% on an annual basis.
Why are you looking for an online loan?
Lower Tan and Taeg, faster response times, clear rules and the possibility of receiving a dedicated consultant at home without having to spend one euro ( see how an Isicredit loan works ). All in complete confidentiality, without reporting to global company, Experian and Ctc databases.
Do Italians prefer loans or mortgages?
If personal loans are on the rise, mortgages do not enjoy the same health. The global company data (October 2017) speak of a 20.4% decline on an annual basis, even if the average amount requested (€ 125,065) remains 1.3% higher compared to October 2016.
And you need a loan?
ISICredit is available to those who want a loan and look for advantageous conditions. Clear agreements, long satisfaction. Contact us through our form, we will reply to you for any doubt or need.